Oteo

Oteo works for you

Oteo does the work. You get time and money back.

Your team stops typing and checking expenses, and the money slipping away shows up in time.

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Expense review

Every expense checked against your policy, without you checking it.

The AI reads your written policy and every expense, quotes the rule that applies and tells you what it would do. You have the last word.

What fits, without you checking it.

Oteo recommends approving what’s within your policy and tells you which rule it meets.

Only the doubtful reaches you.

If something goes over a limit, Oteo tells you by how much and why, and you decide.

What doesn’t fit, stops.

Oteo recommends rejecting it, quotes the rule it breaks, and it isn’t reimbursed until you decide.

Savings

Oteo finds the money slipping away, line by line.

Every night the AI reads every line of your invoices and tells you about prices going up, services you pay for twice and invoices billed twice.

  • Prices going up, caught in time.

    Oteo compares every item with what you paid before and tells you when it goes up.

    $86.40 a year

  • Invoices billed twice.

    Same supplier, same amount, same day: Oteo catches it so you can claim it back.

    $86.00 can come back

  • Services you pay for twice.

    Two suppliers for the same thing, like two internet plans, come to light.

    $478.80 a year

  • New charges that repeat.

    A monthly charge nobody asked for shows up as soon as it repeats.

    $348.00 a year

Oteo in your AIBeta

Ask Oteo for what you need from Claude or ChatGPT.

Ask what’s missing, approve what’s pending or put together a request in one conversation, with each person’s permissions.

  • It shows you what it’s about to do and waits for your yes.
  • Each person sees and does only what their role allows.
  • It never moves money or touches the SRI.

Also in ChatGPT and Cursor

Frequently asked questions

What does the AI decide and what do you decide?

The AI reads receipts, quotes and invoices, and checks every expense against your policy, quoting the rule. It recommends; you have the last word. It only approves a small request on its own if you set it up that way.

Does the AI learn from my data?

No. Oteo uses Claude, by Anthropic, which processes your data only to answer and doesn't use it to train its models. Oteo doesn't train models on your company's data either.

Can I use Oteo from ChatGPT or Claude?

Yes, in beta. You connect your assistant and it works with your own role. Before it changes anything it shows you what it will do and waits for your yes. It never moves money or touches the SRI.

Does my money go through Oteo?

No. Oteo never receives, holds or moves your money. Payments always leave from your bank: Oteo prepares the file and you upload it, as you do today. Oteo is not a bank or a payment company.

Is my data safe?

Yes. Everything is encrypted in transit and at rest, everyone signs in with two-step verification, each person sees only what their role allows and there's a record of who did what and when. Backups are encrypted too.

Who sees what?

Each person sees only what their role allows: an employee, their own expenses; a manager, also what's waiting for their approval; admins and accountants, the whole company.

Your team spends. You stay in control.

Oteo opens soon in Ecuador. Leave your work email and we'll tell you first.

We'll email you when Oteo opens in Ecuador. Nothing else.