Oteo

Product

All your company's spend, under control.

Requests, expenses, cards, balances and the close in one place. Oteo does the work and leaves you only what needs your decision.

Request access

Control without approving every expense.

1. Requests. Your policy approves what fits.

Sample data

Your policy decides for you.

Upload the policy you already have. Oteo applies it to every expense and brings you only what needs your decision.

Upload your policy

As a PDF or Word file. Oteo's AI reads it and turns it into rules, by team and role too.

Every expense goes through your rules

The invoice line by line, each person's limit, the amount and the deadline. What complies is approved on its own.

Only the exception reaches you

With the reason in view, so you approve or reject it in one click.

Requests

You control the spend before. Oteo sorts out the after.

For a trip, a purchase or a subscription, your team asks for a budget and you approve it before anyone spends. Your policy takes care of everyday spending.

Today

Emails, chats, loose receipts and an Excel at the end.

  • Approved in an email
  • Receipts everywhere
  • An Excel at the end

With Oteo

One request: budget, expenses and settlement.

  • Trip
  • Purchase
  • Work meal
  • Field work
  • Subscription
  • Control before the spend
  • Everything in one place
  • Nobody builds the expense report

Sample data

Expenses and cards

Your team stops losing hours to expenses.

The bank alert creates the expense, the electronic invoice arrives on its own and Oteo fills in every field. Nobody types a thing.

Balances

You pay what is owed, on time and in minutes.

Your team gets paid on time, you keep your afternoon and the company never overpays.

  • Minutes, not an afternoon.

    You pay your whole team at once and get back to what matters.

  • You never pay twice.

    Every payment goes out once, and you know the moment your bank confirms it.

  • What you are owed comes back.

    No advance is forgotten: what was left over returns to the company.

Your money never passes through Oteo: it always leaves from your bank.

Sample data

Month close

Your accountant gets the month ready.

Oteo shows you what is missing, puts the month in order and hands it over in one click.

Frequently asked questions

Does my money go through Oteo?

No. The money always leaves from your bank. Oteo prepares the payment file and you upload it to your bank, as you do today.

Do I have to change banks or cards?

No. Oteo works with the bank and cards you already have: you forward your bank's purchase alerts once and every purchase becomes an expense.

How do SRI invoices arrive?

At Oteo's email. You forward the ones your suppliers send you once, and each person has their own address to give when they buy. Oteo verifies every invoice with the SRI.

What does the AI decide, and what do you?

The AI reads receipts, quotes and invoices, and reviews every expense against your policy, citing the rule. It recommends; you have the last word. It only approves a small request on its own if you set it up to.

Does it work with my accountant's system?

Yes. At month end you export an Excel with the purchases in the ATS order, your chart of accounts and the SRI XMLs. Your accountant loads it into their system and can join Oteo for free.

Does Oteo issue withholdings?

No. Oteo prepares each withholding's data and reminds you of the deadline; you issue it in your invoicing system, as always.

Is my data safe?

Yes. Everyone signs in with two-step verification, each person sees only what their role allows, everything is kept in an audit log and Oteo never gets into your email.

Your team spends. You stay in control.

Oteo opens soon in Ecuador. Leave your work email and we'll tell you first.

We'll email you when Oteo opens in Ecuador. Nothing else.